how to find routing number chase
After opening a checking account with Chase, they will give you a couple of example checks that can be used to make purchases, or you can keep them for your records. Some employers might ask you what your routing number and account number are in order to set-up a direct deposit for your checking account.
If you're new to the work place and want to know more about what the difference and importance of each the routing number and the account number continue reading below and we'll help you answer all your questions that you might have. Keep reading below to understand how to locate your routing number and account number in no time!
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Table of Contents
- 1 What is a Routing Number?
- 2 What is an Account Number?
- 3 Where can I Find these Numbers?
- 3.1 Check Online
- 3.2 Call Customer Service
- 4 Routing Number For Wire Transfer
- 5 Which Chase Routing Number Should You Use
- 6 Conclusion
What is a Routing Number?
A bank account routing number is a 9-digit code, used in the United States, that is assigned to a bank or credit union so that it can make transactions with other financial institutions. This number helps identify where the customer originally opened the account. It is used to eliminate any confusion that could arise from banks or credit unions having similar names.
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving government benefits, including tax refunds
- Transferring money between banks or investment firms
- Automatic bill payment
- Domestic wire transfers
What is an Account Number?
An account number is the primary identifier for ownership of an account, whether a vendor account, a checking or brokerage account, or a loan account.Payroll processing uses checking account numbers to set up electronic payments for employees. Each account with Chase has a specific number tailored to the customer's identity. Instead of relying on peoples' names that might be too similar, a number is given to you when you open an account.
Where can I Find these Numbers?
Below you will find a picture of one of your Chase checks. The Routing Number and Account Number will be displayed at the bottom of your check.
Check Online
After logging into your account, click the last four digits of your account number that appear above your account information. Your routing number will appear above your account information. You can also use search at the top of the screen "routing number" to find the correct routing number for your account.
If you are still having trouble find your routing number, below you will find a list of all of Chase's Routing Numbers by region.
Region | Routing/Transit Number |
Arizona | 122100024 |
California | 322271627 |
Colorado | 102001017 |
Connecticut | 021100361 |
Florida | 267084131 |
Georgia | 061092387 |
Idaho | 123271978 |
Illinois | 071000013 |
Indiana | 074000010 |
Kentucky | 083000137 |
Louisiana | 065400137 |
Michigan | 072000326 |
Nevada | 322271627 |
New Jersey | 021202337 |
New York – Downstate | 021000021 |
New York – Upstate | 022300173 |
Ohio | 044000037 |
Oklahoma | 103000648 |
Oregon | 325070760 |
Texas | 111000614 |
Utah | 124001545 |
Washington | 325070760 |
West Virginia | 051900366 |
Wisconsin | 075000019 |
Call Customer Service
As a last resort, if you don't have online checking or a check handy, call Chase at 800-935-9935. After you provide a few details to identify yourself, a representative will be able to confirm your account's routing number.
Routing Number For Wire Transfer
Wire transfers are a faster way to send money than an ACH transfer. Chase typically charges a small fee. In order to wire funds, you'll need to register for an online account with your Chase account. Here's how:
- In your online banking portal, click on the "Pay and Transfers" tab.
- Select "Wire money."
- You'll be prompted to add a wire recipient and other information.
Make sure you know that Chase has transfer fees:
Chase Wire Transfer Fees:
Incoming/Outgoing | Fee |
---|---|
Incoming (Domestic) | $15.00 |
Outgoing (Domestic) done online | $25.00 |
Outgoing (Domestic) done at a Chase branch | $30.00 |
Incoming (International) | $15.00 |
Outgoing (International) done online | $40.00 |
Outgoing (International) done at a Chase branch | $45.00 |
For a Domestic Transfer
Chase uses a separate routing number different for these transfers. Use the JP Morgan Chase routing number 021000021 instead.
You'll also need:
- The name of the person to whom you're wiring funds (the "beneficiary") as it appears on their account
- The name and address of the beneficiary's bank
- The beneficiary's account and routing number
For a International Transfer
Use the Chase SWIFT code CHASUS33. SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.
You'll also need the following information:
- The name of the person to whom you're wiring funds ("the beneficiary") as it appears on their account
- The name and address of the beneficiary's bank
- The beneficiary's account number
- The SWIFT Code of your bank and the bank you are sending to
- Currency being sent
Which Chase Routing Number Should You Use
For Any Domestic Money Transfer Activity:
Use the ABA routing number for the state where you opened your Chase account.
For Any Domestic Wire Transfers
Use the JP Morgan Chase wire transfer routing number 021000021.
For International Wire Transfers:
Use Chase SWIFT code CHASUS33.
Conclusion
Knowing your routing and account number is vital information for you. Employers will be able to set up direct deposits without you having to go to your nearest bank and deposit a check. For more information, click on routing and account numbers. If you liked this article, go ahead and check out our list of Chase Bank Promotions right here.
how to find routing number chase
Source: https://www.bankcheckingsavings.com/what-is-a-chase-routing-number/
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